Step 1: Check your credit score
Step 2: How much can you afford
Step 3: Find the best mortgage for you
Step 4: Get pre-qualified for your mortgage
Step 5: Get pre-approved for your mortgage
Step 6: Lock in your interest rate
Step 7: Close your mortgage loan
Step 8: Mortgage check up
- No upfront fees
- 15 to 30 year low fixed rate terms or ARMs available
- Dedicated team of mortgage specialist
- Minimum of 3.5% down (case by case)
- Primary residence or investment properties
- Flexible financing solutions for complex situations
A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.
If you are interested in obtaining a home purchase loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
- Last 2 years Tax Returns (with W-2 or 1099)
- Last 2 Months Bank Statements
- Last 4 Pay-Stubs
- 2 Forms Of ID
- Credit Report Pulled By Gold Quest Group
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
Mortgage Refinancing is a process in which you replace one or more existing loans or debts with a new loan, usually secured by the same assets. The most common type of refinancing is for home mortgages. “Before you decide to refinance, there are a number of factors you need to consider. Please let us guide you through these and apply online or call today.
The main purposes of refinancing are to lower your monthly payment and interest rate in order to save you money. Apply to refinance to your home mortgage to achieve these goals.
-Free application process
-No upfront fees
-15, 20, 25 and 30 year low fixed rate terms available
-Dedicated team of mortgage specialist
-Up to 124% Loan to Value! (LTV)*
-Primary residence or investment properties
-Flexible Financing solutions for complex situations
Parameters (under construction)
FHA REFINANCE:
-560 Credit Scores or Higher
-Up to 97.75% LTV
-Loan Amounts: $50,000 - $271,050
REFINANCE DU PLUS:
-640 Credit Score and higher
-Up to 124% LTV of Appraised Value
-Loan Amount up to $417,00
If you are interested in obtaining a refinance or cash out loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
-Last 2 years tax returns (with W-2 or 1099)
-Last 2 months bank statements
-Last 4 pay-stubs
-Drivers license and form of ID
-Survey
-Last mortgage statement
-Hazard insurance
-Note
-Credit report pulled by Gold Quest
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
If you are interested in obtaining a refinance or cash out loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.
- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 5 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing
- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 7 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing
We specialize in asset based equity lending better known as hard money. We lend from $50,000 to $2 million in Houston and surrounding areas. Different levels of terms and rates apply depending on the transaction structure and type of property.Acceptable collateral includes improved commercial, raw land, and residential real estate. We have a free application procedure and charge no upfront fees. Closings typically occur 1 to 2 weeks after Gold Quest has received the information requested below:
-Hard Money Application
-Required Documents - Read Below
-Property Appraisal
-Title Commitment
-Hazard Insurance
-Property Survey
If you are interested in obtaining a refinance or cash out loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
- Last 2 years tax returns
- last 2 months bank statements
- last 4 pay-stubs
- last 2 year w-2’s (W-2 Employees only)
- Drivers license or ID
- Financial Statements (If self employed)
- Credit report pulled by Gold Quest
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.
- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 5 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing
- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 7 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing
We specialize in asset based equity lending better known as hard money. We lend from $50,000 to $2 million in Houston and surrounding areas. Different levels of terms and rates apply depending on the transaction structure and type of property. Acceptable collateral includes improved commercial, raw land, and residential real estate. We have a free application procedure and charge no upfront fees. Closings typically occur 1 to 2 weeks after Gold Quest has received the information requested below:
-Hard money application
-Required documents - Read below
-Property appraisal
-Title commitment
-Hazard insurance
-Property Survey
If you are interested in obtaining a Hard Money loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
- Last 2 year tax returns
- last 2 months bank statements
- last 4 pay-stubs
- last 2 year w-2’s (W-2 Employees only)
- Drivers license or ID
- Financial Statements (If self employed)
- Credit report pulled by Gold Quest
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations associated with hard money loans. Most hard money loans are used for projects lasting from a few months to a few years.
-10%-30% down**
- 5-6 origination points
- 15-20 year amortizationa
- 6 months to 3 year balloons available**
- Interest-only loans available**
- Escrow taxes and insurance
- 1-2 weeks closing
**Depending on After Repair Value (AVR) and deal structure
We specialize in asset based equity lending better known as hard money. We lend from $50,000 to $2 million in Houston and surrounding areas. Different levels of terms and rates apply depending on the transaction structure and type of property. Acceptable collateral includes improved commercial, raw land, and residential real estate. We have a free application procedure and charge no upfront fees. Closings typically occur 1 to 2 weeks after Gold Quest has received the information requested below:
-Hard Money Application
-Required Documents - Read Below
-Property Appraisal
-Title Commitment
-Hazard Insurance
-Property Survey
If you are interested in obtaining a rehab loan to flip a property, please complete the NO COST, NO OBLIGATION application below:
All information provided will be treated as strictly confidential.
Please complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
- Last 2 years tax returns
- last 2 months bank statements
- Drivers license or ID
- Financial Statement
- Rehab Docs (Repair draw request, repair detail forn and more)
- Credit report pulled by Gold Quest
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
Small Business Administration (“SBA”) loans are loans backed by the US Federal Government made in partnership with banks, credit unions, and other financial institutions. The SBA provides a government backed guarantee on a portion of each loan enabling these private lenders, such as Gold Quest, to deliver a loan for your small business needs at a reasonable interest rate. Gold Quest’s SBA lending division has a free application procedure and charges no upfront fees. Apply today!
The Small Business Administration (“SBA”) is a United States government agency which provides support to entrepreneurs and small businesses. The mission of the Small Business Administration is to maintain and strengthen the nation's economy by enabling the establishment and viability of small businesses and by assisting in the economic recovery in communities. Under the Recovery Act and the Small Business Jobs Act, SBA loans were enhanced to provide up to a 90 percent guarantee in order to strengthen access to capital for small businesses after credit froze in 2008. The agency had record lending volumes in late 2010.
If you are interested in obtaining a rehab loan to flip a property, please complete the NO COST, NO OBLIGATION application below:
All information provided will be treated as strictly confidential.
Please complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
- Purchase and Aquisition Requirements
- Refinance and Recapitalization Requirements
- Construction Requirements
- Religious Facility Requirements
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
If you are interested in obtaining a home purchase loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
If you are interested in obtaining Reverse Mortgage, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.
Privacy PolicyPlease complete as much of the application as possible for in order to give us a clear understanding of your needs. This will enable us to serve you faster and better.
Apply now
To Request New Loan
713-621-6458
For Support
713-621-6466
Mon. - Fri. 8:30 a.m. - 6:30 p.m. CT
After Hours, Sat & Sun - By Appointment Only
Gold Quest Group, LLC., is regulated and licensed by Texas Department of Savings and Mortgage Lending located at 2601 N. Lamar, Suite 201 Austin, TX 78705. © 2008 - Gold Quest Group, LLC., Nationwide Mortgage Licensing System (NMLS) ID # 212990. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.